At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!Product Strategy & Ownership
• Help develop the USD Clearing and Correspondent Banking product strategy, including domestic and cross border USD payment flows, nostro/vostro services, and liquidity management for global respondent banks.
• Define and manage multi year product roadmaps aligned to Bank of America’s Responsible Growth framework, balancing client value, risk discipline, and revenue growth.
• Support product modernization initiatives, including ISO 20022, CHIPS and Fedwire enhancements, internal platform modernization and enhancements and SWIFT CBPR+ interoperability.
USD Clearing & Technical Expertise
• Act as a subject matter expert on USD clearing infrastructures, including CHIPS and Fedwire Funds Service, settlement models, CLS, liquidity optimization, cut off management, and exception handling.
• Expansive knowledge of rule-based processing and exception handling
• Partner with technology teams to translate clearing and correspondent banking requirements into scalable, resilient platforms
• Ensure high availability, straight through processing, and operational scalability for high value, time critical USD payments.
Correspondent Banking & Cross Border Payments
• Lead product capabilities supporting global correspondent banking clients, including foreign financial institutions relying on Bank of America for USD access, clearing, and settlement.
• Drive enhancements in cross border payment transparency, speed, and data richness, leveraging SWIFT gpi, payment tracking, and enriched remittance information.
• Collaborate with regional partners across EMEA, APAC, and LATAM to ensure products meet local market, regulatory, and liquidity requirements.
Commercial & Business Acumen
• Own product P&L, pricing frameworks, and commercial models for USD clearing and correspondent banking services.
• Partner with Sales, Coverage, and Relationship Management teams to support client acquisition, retention, and wallet growth across Financial Institutions, Corporate, and Public Sector segments.
• Analyze market trends, competitive dynamics, and client needs to inform product investment and prioritization decisions.
Risk, Controls & Governance
• Ensure all products operate within Bank of America’s Global Financial Crimes, AML, sanctions, and operational risk frameworks, particularly given the elevated risk profile of correspondent banking.
• Work closely with Compliance, Legal, and Operations to manage regulatory change, audits, and supervisory expectations related to USD clearing and cross border payments.
• Represent product in internal governance forums and external industry groups where appropriate.
Required Skills:
• 5+ years of experience in transaction banking, payments, or financial market infrastructure, with deep USD clearing and correspondent banking expertise.
• Proven leadership in product management at a global bank, clearing institution, or financial market utility.
• Strong technical understanding of CHIPS, Fedwire, SWIFT, ISO 20022, nostro/vostro accounting, and cross border settlement mechanics.
• Demonstrated ability to balance technical depth with commercial judgment, influencing senior stakeholders across product, technology, operations, and risk.
• Experience operating in a highly regulated, global environment with complex client and jurisdictional requirements.
Desired Skills:
Strategic, logical and clear thinker.
• Highly motivated and tenacious; perseverant and resilient in pursuing objectives despite challenges.
• Patient as internal negotiation/prioritization is required.
• Organized/detail oriented.
• Solid command of Microsoft office software: PowerPoint/Excel/Word
Shift:
1st shift (United States of America)Hours Per Week:
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